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Types Of Car Insurance Coverage’s:

Types Of Car Insurance Coverage’s:


When deciding on your Car insurance policy or making changes to your coverage, it’s important to
understand what each option does, and how it would work if you ever needed it. Some coverage’s are
required the government, while others are extra options you may want to expand your coverage.
Types of auto coverage and get the insurance you want, to fit your budget:
Liability Coverage:
There are two types of liability coverage - coverage for Bodily Injury and coverage for Personal
Property. If you’re legally responsible or liable for damages. Liability coverage helps pay for
them.
Collision coverage:
If you hit something like another vehicle or a fixed object like a guard rail, lamp post, or telephone pole,
Collision Coverage helps pay for the damages to your car.
                                                     
Personal Injury Protection:
PIP is similar to Medical Payments coverage, but it covers a wider range of costs. It can help pay for
medical and rehabilitation expenses, work loss, funeral costs, and even replacement services.
Uninsured/underinsured coverage’s:
These days, about 1 in 8 drivers  are completely uninsured…and about 30% of drivers don’t have enough
insurance. That’s why it’s important to consider. It provides Liability (Bodily Injury and Property Damage)
coverage for you, if an uninsured or underinsured car owner or driver is at fault in an accident.

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